PPI Claim: Money concerns will affect retirement - Payment protection, ppi and loan refunds could be just what some people need as many have no discernable plans for funding their retirement. New research by the Institute of Financial Planning (IFP) has found that 47 per cent of the British population do not believe they have enough money or assets to enjoy retirement. Money worries are a major concern for most people in the UK, as the study revealed two-thirds of women and 54 per cent of men are almost constantly anxious about their financial position. “Our survey findings present a worrying picture for so many people who are facing an uncertain future, yet not taking appropriate steps to improve their financial situation,” said the IFP’s chief executive Nick Cann. Paul Goodwin, director of workplace savings at Aviva, also believes that people are not focusing on retirement costs as many are struggling with the current economic circumstances. Aviva found that pension contributions were suffering as individuals choose to help family members who have money difficulties.